The Benefits Of Having Overseas Travel Insurance For Long-Term Travellers

How Does Travel Medical Insurance Work? | Travelers Insurance

When going abroad, it’s essential to have travel insurance. Travel insurance is a policy that covers both medical and financial emergencies that could happen while you are travelling abroad. 

Several travel insurance plans protect you when you go abroad. These insurance plans cover loss or delay of checked-in luggage, loss of essential documents like passports, personal accidents, unique features like personal liability and personal accident coverage, a payment if you’re upset because you were hijacked, and emergency financial help. Travel health insurance can also cover medical bills, dental care, transportation to the hospital, and a daily allowance for people there. 

So what is covered by travel insurance when travelling abroad?

1. It’s possible to get sick or hurt

Many things can make you sick when you travel, like late-night flights, changing time zones, air conditioning, temperature changes, and eating different foods. Also, there is still a chance of getting hurt. And while the country you’re going to might require you to get shots for certain diseases before you go, you can only be sure you will get sick on your trip and must go to the hospital. These are just a few situations where travel insurance might be able to help.*

2. If you need to cancel or change your trip before you go

If any family member gets sick or something terrible happens in nature, you must cancel or change your planned trip. Cancelling a trip that has already been paid for can be expensive. You only need to report the same on the travel insurance app download. When you buy travel insurance online or in person, you get the peace of mind of knowing that if something goes wrong, you won’t have to worry about the money before you cancel or change your plans.*

3. When your travel plans don’t go as planned

People have plans when they travel, especially when they go to another country. These plans are like a house of cards; they depend on each other, and even a small change can throw off the whole trip. This change can be caused by a flight being cancelled or anything else. If you have a travel insurance app downloaded, you won’t have to pay for changes to your trip plans.*

4. Your luggage gets lost or is delayed

Today, it’s common for people to lose their luggage. Even though it’s not likely to happen to you, you should always be ready for the worst. Most travel insurance plans cover delayed luggage. So the best travel insurance is that they will find your lost bags and pay back any money you spend on necessities like shoes, toothpaste, etc., so you can enjoy your trip. Even if your luggage gets lost, the insurance might pay for the things you lost.*

5. You lost your passport

Losing your passport and other vital papers abroad can be a nightmare. But if you have travel insurance that covers this, the company may help you get a new passport and any other documents you need and pay for a new one.*

Most people might think that travel insurance is a waste of money, and many travellers have asked the same question: what is covered by travel insurance? Why should I buy travel insurance? First of all, travel insurance is one of the things you must have when you travel. Getting immunised is another. Travel insurance is required and protects you against several emergencies, as we’ve already said. Because of all these things, travel insurance is a must and a very smart investment before you go.

So, before you go out on your next trip, get travel insured!

*Standard T&C Apply

‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘

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